Card Account

Card account is a credit line for deposit facility accessed by a card issued to a cardholder that enables the cardholder to purchase goods and services or obtain cash.

Card Acceptor Business Code (MCC)

Card acceptor business code (MCC) is a numerical representation of the type of business in which the card acceptor (merchant) engages. Formerly merchant category code (MCC).

Card Acceptor

Card acceptor is a merchant or an Automatic Teller Machine (ATM) that accepts a card and presents transaction data to an acquiring bank.

Call Referral

Call referral is a generic term for the "refer to card issuer" authorization response. A call referral indicates that the acquiring bank or merchant must contact the card issuer for further instructions. The card issuer uses the call referral as a fraud prevention tool when it suspects or is attempting to prevent fraud at the point of sale. See also referral call.

Brand Mark or Mark

Brand mark or mark is the proprietary combination of names, symbols, and colors that visually conveys a brand's identity and personality.

Batch Processing

Batch processing is a type of data processing operation and data communications transmission where related transactions are grouped together and transmitted for processing, usually by the same computer and under the same application. It is generally regarded as non–real-time data traffic comprising large files, as a type of data traffic where response time is not critical.

Bankcard

Bankcard is a payment card issued by a bank or other financial institution, such as a MasterCard or Visa card.

Bank Identification Number (BIN)

Bank Identification Number (BIN) is a unique six-digit number assigned by the Credit Card Associations to identify acquiring banks.

Automated Fuel Dispenser (AFD)

Automated fuel dispenser (AFD) is a terminal device used to accept payment for fuel at a petroleum service station.

Automated Clearing House System (ACH)

Automated Clearing House System (ACH) is one of the group of processing institutions that have networked together to exchange (clear and settle) electronic transactions.