Why Did We Design It?
Most merchants name pricing as the single most important factor they use when selecting a merchant services provider. It is totally understandable, as many of us have done precisely the same when we have selected service providers for whatever we may have needed. Nonetheless, offering low pricing is the only way we can be competitive nowadays and it is the reason why we have launched an interchange-plus credit card processing structure.
How Does It Work?
Our interchange-plus credit card processing model works by adding our mark-up to whatever the interchange fee may be (it is set by Visa and MasterCard for each type of card transaction). By making sure that the mark-up is as low as possible, UniBul guarantees that the business is given the lowest possible processing rate.
UniBul Merchant Services' new pricing structure assesses no fixed monthly fees.
Rates and Fees
Here is a list of all applicable rates and fees:
- Application - $0.
- Payment account set-up - $0.
- Terminal set-up or reprogramming - $0.
- Payment gateway set-up - $0.
- Payment gateway monthly fee - $0.
- Monthly maintenance service - $0.
- UniBul's discount rate – 0.25% + $0.15 above interchange cost.
Interchange-Plus Credit Card Processing Pricing Model Benefits
Among the benefits of the new pricing model are:
- Merchant approval rate at 98% of qualified applicants.
- No teaser rates, no hidden fees - all charges are fully disclosed in our pricing agreement.
- Application decision as soon as within hours of submission.
- Processing of all American and the major European and Asian credit and debit card brands.
- Wide range of third party non-cash payment services to accommodate customers who cannot use cards.
- Consolidated, automatic daily ACH deposits for all payment types directly into your bank account.
- Sales reports, trend analyses, chargeback management and much more online with our client center.
- Round-the-clock US-based merchant support.
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